Cell phones used

What is the difference between locked and unlocked cell phones on …
3 Responses to “What is the difference between locked and unlocked cell phones on eBay?” Topher says: April 25, 2010 at 10:59 am. locked phones can only be used on the network for the specific service provider ie T-mobile or Cingular. … read more…

Using VoIP As a Cell Phone Internet Service With Or Without a Data …
Depending on how it is hired and installed, VoIP can be used from a computer program, a special VoIP phone or device, or even a conventional telephone. We can also place calls from our mobile phones using VoIP, enjoying the benefits of … read more…

Things to be careful when buying a used mobile phones | Free …
As technology grows exponentially, mobile phones are becoming obsolete and replaced by new, more advanced models. In fact, once you think about it, there is. read more…

From Google Blog Search

What would we do without our Cell Phones
Do you feel like you are available for anyone and everyone on a 24/7 basis? A famous person once said that the more available you make yourself; the more available everyone will expect you to be. … read more…

Choosing Between a Cable or Satellite TV Provider
Chances are, if you just moved into a new home, it is in a different neighborhood. Of course this is not the case for all moves (plenty of circumstances allow you to move into a new home in the sa… read more…

The magic of innovation: Blackberry Mobile Phones
Everyone knows that BlackBerry adaptable phones are adored with awful developed and activated software which accredit users to browse Internet, files and abstracts on the move. About every BlackBerry … read more…

From GoArticles.com

Finally, Vermont gets a plan for e-waste : New law will make disposal of computers, cell phones and the like a lot …
MONTPELIER Do you have a basement, office or garage stuffed full of old televisions, computers, obsolete cell phones, PDAs and other electronic appliances? … – By DANIEL BARLOW VERMONT PRESS BUREAU read more…

Guard Accused Of Smuggling Drugs, Cell Phones Into Prison
Police are investigating a corrections officer after they said he smuggled drugs and cell phones into the Camp Hill State Prison. read more…

Bag Of Cell Phones Found Outside Okeechobee Prison
An Okeechobee Correctional Institution prisoner’s strange request to mow an area behind the prison led corrections officers to confiscate a bag of cell phones found near the entrance. read more…

Open Question: bought a used verizon cell phone , how do i get i turned on. already have verizon as carrier?

Open Question: I am seeking financial advice?
I am 24, graduated from college in 2007, work 2 jobs for 70 hours a week and my goal is to buy my own house at the end of this year. First, here is a little background:

By the end of this year, I will have $35,000 in my savings account; also $12,000 in student loans.
I bought a new car ($27,000) in June of 2007 and it was paid off by May of 2009. I had $47,000 in student loans when I graduated in May of 2007 and by December I will owe $12,000 (1.88% interest).
I currently live at home and pretty much bank most of my money (pretending like its a mortgage).

At job 1 (I work 40 hours a week) I clear $900 every 2 weeks (guaranteed) — ($1800 a month)
I usually get overtime here and there (maybe an extra $50-$100 a pay (its mandatory overtime Nov-Feb and I usually get an extra $200 a pay) But I figured thats not guaranteed so anything extra I can save or put towards principle.
Also — we get a quarterly bonus ranging from $600-900 (after taxes).

At job 2 (I work 30 hours a week) I clear $550 every 2 weeks (guaranteed) — ($1100 a month)
I also do overtime maybe 1 or 2 x a month giving me an extra $100-$200 (but not always guaranteed).

I charged most of my expenses on my credit card and then pay it off each pay.
This includes:
my gym membership ($20 a month)
my cell phone ($70 a month)
my gas ($75 a month)
my car insurance ($135)
food, doctor copays (not often); food shopping; any gifts, really ALL of my expenses.

This amounts to about $350 a paycheck — every pay I just automatically pay $350 towards my credit card — usually it leaves a credit for a while and then I just by clothes or something for myself.

My student loans are still in deferrment because I have purposely been taking 2 online classes to avoid paying interest. The calculated repayment amount is like $111 a month towards my student loans if I was in repayment, but I want to budget at least $200 to try to have them paid off early.

For utilities (I currently handle my moms budgeting so I am basing these #s off a 4 bedroom house with 3 adults).

Gas — (we have gas stove and heat) $80 a month (on budget bc winter high and summer super low)
Electric — $75 (also on a budget — but never changes).
Water — $110
Cable/Internet — $120 (dont really use, but will get it can afford it — dont care to lose it though bc never home)

So basically, my monthly expenses:
$700 towards credit card
$385 towards utilities (round to $400)
$200 towards student loans
So far, my monthly expenses about $1300.

Now that I have my expenses out of the way, here is my plan.
I’m thinking that since I will have $35,000; I want to use $20,000 for a down payment; $5000 I want to use towards closing costs (escrow down payment, etc); $5000 for my start up costs like appliances; bathroom items (which I’ve already priced); and the other $5000 I want to keep in savings for a rainy day.

In addition, I have $1000 cash and counting that I am saving at home for whatever. I figured I would use this for stocking up on everyday items (food, condiments, small household items).

I have been looking around at homes in my area and I can get a nice 3 bedroom; 2 bathroom for anywhere around $80,000-$130,000 depending if I choose more city or more suburban.

I have excellent credit; but if needed my mom wouldn’t mind being a cosigner for me.
I am looking for around $500 for a monthly payment which I could easily do for a 5 or 6% interest.
Insurance a year for my moms house is $550 a year, so lets say $50 a month roughly.
Taxes in the city are about $2000 a year and suburbs about $3000.
I am leaning more towards the suburbs because thats where I currently live and its close to both jobs and my family. If I move towards the city, I would save on the taxes, but would spend mroe on things like gas and parking. So lets say $300 a month for taxes.

So I’m looking at an additional $350 a month which I would almost guarantee that I’m going to escrow into my payment — so around $850 a month.

So my totals would be:
$850 for my mortgage payment and taxes and insurance
$700 towards credit card (which are almost all monthly expenses)
$400 towards utilities (overestimating)
$200 towards student loans
I’m getting a total of $2150 a moth for planned expenses.

I clear at least $1800 (job 1) and $1100 (job 2) — $2900 a month.
Planned expenses $2150 — leaving a surplus of $750 a month.
I would like to save at least $250 a month, so that would leave $500 a month towards unplanned expenses or repairs and I would also pay extra towards principle (after I get ahead on at least 2 or 3 payments)

In addition, I figured with my quarterly bonus, I could easily get 2-3 payments ahead as well.

Oh yea, and I am currently working on a promotion at my current full time job — if I would get this I would make the same amount I am making now at the 2 jobs — this wouldn’t happen until the end of this year though so I

Open Question: Is this person a big hypocrite?
I had/have a friend I had known since elementary. Over the years we have hung out and we’ve always been kind close.
Years pass by and I have kids but there father and I separate because things were not healthy.
My friend and I start to hang out more often and things are like old times, he even went on walks with my kids and I and there father knew him and knows ive known him since elementary and he lives a few blocks from me.
Well one day I stopped by his house to drop off some magazines that i knew would catch his interested and he could use cause he has a side hobby of playing in a band with some friends.

My friend likes to talk about how Christian he is, and how if he were to play music it would be a Christian group, and anytime he talks its always something about how much he is Christian..Im guessing you kind of get the idea of the kind of person he is cause im sure many have met someone like that whether of different belief.
This never bothered me or made me dislike him anymore or less that he preached it so much since its his belief and his faith.

Well the father of my kids was dropping my boys off at my house where my mother had met him to watch them since she knew i needed to go fax a few documents and i stopped at my friends house. While he was leaving the neighborhood he saw my car in my friends driveway.
In most situations he never leaves down that road cause there are many different way outs my neighborhood. Well he blows up my cell and i finally come out of my friends house, and the father of my kids is acting all jealous and stupid. I tell him to get in his car and leave and he does but not without saying he wants to kick my friends butt just to make him feel more macho.

I apologize to my friend and make sure that the father of my kids has left completely. He acts like everything is ok, and I go home. Well a few days later I call him to see how he is doing and he acts like a real A-hole towards me. I tell him that i was sorry and that I had no control over the fact the father of my kids decided to head down his side of the neighborhood and get out of his car and act stupid.

I just feel since he liked to preach how christian he is i would think he would be willing to forgive and forget since this was a one time incident, ive never brought drama to him ever in the entire time we’ve known each other and other relationships I had been with before and still hung out with my friend. All of a sudden he is acting like he had just met me the other day and I ran over his cat or dog. I do not claim to be any religion because i practice non i am more on just a personal spiritual level with years of just common sense of right and wrong. If him and I had switched places and it was the mother of his kids acting stupid in front of my house, i would forgive him and let by gones be by gones but if it continued id tell him then that we would just have to be distant friends on the phone and just stick to hellos and goodbyes in public to just avoid drama and be respectful to each other.

I didnt want to entirely focus it on religion per-say its just he pushed it so hard how much he was Christian,and I feel if your so strong about something then wouldnt you stand by it, and if not then doesnt that make you a hyprocrite on that level.

That would be like me preaching so much that im a 100% vegetarian, then you and i go to a friends BBQ and i see your spouse eat a burger, and I tell you that we cant be friends anymore, yet ive known you since elementary, then you see me eat a hot dog, and still after that i preach im vegetarian and I ate meat as well but yet got mad at you for your husband eating meat.

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